Townhouses or condo units located at the basement level or on the top floor may need additional coverage.
Td insurance water damage.
Your coverage includes protection against.
Repairs and claim closure damage estimation and repair approach will be determined next.
Our standard td insurance condo policy covers certain types of water damage but not all.
Td insurance has water damage solutions designed to make sure you feel confident and protected.
Base home insurance does cover water damage.
Td home insurance is available in alberta british columbia manitoba new brunswick newfoundland labrador nova scotia nunavut northwest territories ontario prince.
Td insurance extended water damage endorsement water damage is the leading cause of claims in canada.
Heating system rupture plumbing system rupture sprinkling system rupture air conditioning system rupture.
And with the risk of a flooded basement or major leaks it can be essential to make sure your home is covered in case of unwanted water.
Damage caused by a sudden accidental release of water in your condo unit like a burst pipe or a dishwasher leak is covered but protection against other types of water damages can be a useful add on.
So here s the deal.
Did you know that water damage coverage is already a part of your home insurance policy with us.
Stay away from electrical switches until your electrical system has been checked or the home power supply turned off.
Call report call us at 1 866 454 8910 to make a claim and book an appointment with a claims advisor at the nearest td insurance auto centre.
Water damage insurance explained.
If your home does get water damage your td insurance policy would cover emergency clean up replacement of your belongings home repairs and additional living expenses.
Avoid water soaked ceilings in case of collapse.
You can choose to have home repairs completed by a contractor of your choice.
At td insurance we want to help you be ready for whatever life throws your way.
So if your pipes burst we ll cover the cost of replacing your personal property.
Investigate the water damage insurance details of your home insurance policy.
Once you discover water damage here s what you should do before calling your insurance company.
Bring in your car drop your car off at the nearest td insurance auto centre 4 meet with your claims advisor and get a rental car 5 if eligible.
Shut off any interior water sources.
If you have a home insurance policy with td insurance your coverage includes protection against sudden and accidental water damage caused by events like.
Depending on the type of damage your td insurance claims advisor may engage experts to help evaluate the extent of the damage and the cost of repair.
